PMEGP उद्योग लिस्ट PDF Free Download

PMEGP उद्योग लिस्ट PDF Download Info

PMEGP उद्योग लिस्ट PDF Free Download, The initiative is implemented by KVIC, State/UT Khadi and VI Boards in rural regions, and District Industries Centers in urban and rural areas, respectively.

PMEGP उद्योग लिस्ट PDF

पीएमईजीपी लोन अप्लाई इन हिंदी 2023 सूक्ष्म, लघु और मध्यम उद्यम मंत्रालय (पीएमईजीपी लोन एप्लीकेशन इन हिंदी 2023) ने ग्रामीण और शहरी दोनों क्षेत्रों में नौकरी की संभावनाएं पैदा करने के लिए इस लोन की शुरुआत की। पीएमईजीपी ऋण: यह योजना बेरोजगार बच्चों और महिलाओं को अपना खुद का व्यवसाय स्थापित करने के लिए 5 लाख रुपये प्रदान करेगी। 50 लाख रुपये तक का ऋण प्रदान करता है। पीएमईजीपी ऋण के लिए हिंदी में आवेदन करें 2023।

पीएमईजीपी लोन अप्लाई इन हिंदी 2023 जिस कंपनी को आप स्थापित करना चाहते हैं उसकी लागत का 5% से 10% आपको भुगतान करना होगा; शेष राशि बैंक द्वारा टर्म लोन के रूप में प्रदान की जाती है जिसे पीएमईजीपी ऋण के रूप में जाना जाता है। कुल परियोजना लागत सेवा क्षेत्र के लिए 25 लाख रुपये और औद्योगिक उद्योग के लिए 50 लाख रुपये तक है। रुपये तक का ऋण प्रदान करता है। पीएमईजीपी ऋण के लिए हिंदी में आवेदन करें 2023।

प्रधान मंत्री रोजगार सृजन कार्यक्रम (पीएमईजीपी) ग्रामीण और शहरी दोनों क्षेत्रों में नौकरी के अवसर प्रदान करने के लिए एमएसएमई मंत्रालय द्वारा बनाई गई एक क्रेडिट-लिंक्ड सब्सिडी पहल है।

यह योजना बेरोजगार बच्चों को अपना खुद का व्यवसाय स्थापित करने के लिए 20 लाख रुपये प्रदान करेगी। 50 लाख रुपये तक का ऋण प्रदान किया जाता है।

आप जिस कंपनी की स्थापना करना चाहते हैं, उसकी लागत का आपको 5% से 10% का योगदान करना होगा, सरकार 15% से 35% तक सब्सिडी देती है और बैंक शेष को टर्म लोन के रूप में प्रदान करता है, जिसे पीएमईजीपी ऋण के रूप में भी जाना जाता है।

परियोजना की लागत सेवा इकाई के लिए 20 लाख रुपये और विनिर्माण इकाई के लिए 50 लाख रुपये है। तब तक। अधिक जानने के लिए ये लेख पढ़ें।

1. PMEGP लोन मिलने में कितना समय लगता है?
   • PMEGP (Prime Minister’s Employment Generation Programme) लोन के मिलने में समय किसी व्यक्ति या व्यापार की विशेषताओं पर निर्भर करता है और यह बैंक और संबंधित सरकारी अधिकारियों की प्रक्रियाओं पर भी निर्भर कर सकता है। सामान्यत: आवेदन के बाद, लोन की पूर्ण प्रक्रिया में कुछ सप्ताहों से लेकर कुछ महीनों का समय लग सकता है।
2. पीएमईजीपी के अंतर्गत कौन सा व्यवसाय आता है?
   • PMEGP के अंतर्गत कई प्रकार के व्यवसाय शामिल हो सकते हैं जैसे कि उद्यमिता, व्यापारिक, औद्योगिक, खाद्य प्रसंस्करण, हस्तशिल्प, औद्योगिक विभाग, आदि। यह योजना उद्यमियों को स्वरोजगार के लिए पूंजीपति प्रदान करने का उद्देश्य रखती है।
3. PMEGP के अंतर्गत कौन सा सेवा क्षेत्र आता है?
   • PMEGP के अंतर्गत विभिन्न सेवा क्षेत्र शामिल हो सकते हैं, जैसे कि वित्तीय सेवाएं, स्वास्थ्य और सामाजिक सेवाएं, शिक्षा और प्रशिक्षण, पर्यटन, खुदरा औद्योगिक, आदि।
4. सब्सिडी वाला लोन कौन सा है?
   • PMEGP एक सब्सिडी वाला लोन है जिसमें सरकार ने व्यापार या उद्यम को आरंभ करने के लिए पूंजीपति प्रदान करने के लिए सब्सिडी प्रदान की है। इसका उद्देश्य उद्यमिता को स्वरोजगार के लिए समर्थन प्रदान करना है, और सब्सिडी का हिस्सा निर्भर कर सकता है कि व्यापार किस क्षेत्र में किया जा रहा है और कितनी राशि की आवश्यकता है।

PMEGP योजना एक सरकारी पहल है जो उद्यमिता को समर्थन प्रदान करती है और स्वरोजगार को बढ़ावा देने के लिए उद्यमिता को आरंभ करने के लिए आवश्यक सहारा प्रदान करती है। इसके तहत लोन प्राप्त करने के लिए इच्छुक उद्यमिताओं को स्थानीय बैंक या वित्तीय संस्था के माध्यम से आवेदन करना होता है।

The Prime Minister’s Employment Generation Programme (PMEGP) is a flagship initiative by the Government of India aimed at promoting self-employment and generating sustainable employment opportunities in both rural and urban areas. Launched in 2008, the program operates under the Ministry of Micro, Small & Medium Enterprises (MSME), and it plays a crucial role in fostering entrepreneurship and economic development across the country.

Objectives of PMEGP:

The primary objectives of the PMEGP are aligned with the broader goals of promoting entrepreneurship, reducing unemployment, and encouraging the establishment of micro-enterprises. Some key objectives include:

1. Sustainable Employment Generation: PMEGP focuses on creating long-term and sustainable employment opportunities by supporting the establishment of new micro-enterprises.
2. Entrepreneurship Development: The program aims to nurture a culture of entrepreneurship by providing financial assistance, training, and support to individuals keen on starting their own businesses.
3. Rural and Urban Inclusive Growth: PMEGP is designed to address unemployment challenges in both rural and urban areas, contributing to inclusive economic growth.
4. Promoting Micro Enterprises: The program places a special emphasis on promoting micro enterprises, recognizing their significant role in economic development and poverty alleviation.

Components of PMEGP:

PMEGP consists of three main components, each playing a crucial role in achieving the program’s objectives:

1. Prime Minister’s Employment Generation Programme (PMEGP): This component focuses on providing financial assistance for the establishment of new micro-enterprises, including service and business enterprises, in the non-farm sector.
2. Khadi and Village Industries Commission (KVIC): KVIC is involved in the implementation of PMEGP by assisting in project formulation, providing training, and facilitating financial support for projects related to Khadi and village industries.
3. District Industries Centers (DIC): DICs play a pivotal role at the district level by implementing and coordinating the PMEGP activities. They assist in the selection of viable projects, disbursement of funds, and monitoring the progress of the enterprises.

Key Features of PMEGP:

1. Financial Assistance: PMEGP provides financial assistance in the form of a subsidy and margin money to the entrepreneurs to set up their businesses. The amount of assistance varies based on the category of the beneficiary.
2. Subsidy Percentage: The subsidy provided under PMEGP can range from 15% to 35% of the project cost, depending on factors such as the category of the beneficiary (general category, special category), location (urban or rural), and the nature of the project.
3. Project Categories: PMEGP supports a wide range of project categories, including manufacturing, service, and business enterprises. This flexibility allows individuals to choose projects based on their skills and market demand.
4. Training Programs: Entrepreneurs are encouraged to undergo skill development and entrepreneurship development training programs to enhance their knowledge and capabilities in managing their businesses effectively.
5. Online Application Process: PMEGP has introduced an online application process to streamline the application submission and approval process, making it more accessible and efficient for aspiring entrepreneurs.
6. Implementation Agencies: The program is implemented through a network of Khadi and Village Industries Commission (KVIC), State Khadi and Village Industries Boards (KVIBs), and District Industries Centers (DICs).

Eligibility Criteria:

To benefit from PMEGP, individuals must meet certain eligibility criteria. These criteria include:

1. Age Limit: The general age limit for individuals applying for financial assistance under PMEGP is 18 to 35 years. However, there may be variations based on the category of the beneficiary.
2. Educational Qualification: The minimum educational qualification required is generally eighth grade pass. However, specific projects may have different educational requirements.
3. Income Criteria: The total family income of the applicant should not exceed the prescribed limits, which may vary based on the category of the beneficiary and the location (urban or rural).
4. Residential Criteria: The applicant should be a permanent resident of the area for which the application is made.

Application Process:

The application process for PMEGP involves several steps, and aspiring entrepreneurs are encouraged to follow the prescribed guidelines. The key steps include:

1. Project Identification: Applicants need to identify a viable project based on their skills, market demand, and the potential for sustainable income generation.
2. Training: It is advisable for applicants to undergo entrepreneurship development training programs offered by various institutions. This helps in developing necessary skills and understanding the nuances of managing a business.
3. Project Report Preparation: A detailed project report needs to be prepared, covering aspects such as the nature of the project, market potential, investment requirements, and financial projections.
4. Application Submission: The completed application, along with the project report, is submitted to the concerned District Industries Center (DIC) or the appropriate implementing agency.
5. Scrutiny and Appraisal: The submitted applications undergo scrutiny and appraisal to assess the feasibility and viability of the proposed project.
6. Approval and Financial Assistance: Upon approval, financial assistance in the form of a subsidy and margin money is provided to the entrepreneur to start the business.
7. Implementation: The entrepreneur is then responsible for implementing the project and managing the business effectively.

Challenges and Opportunities:

While PMEGP has played a significant role in promoting entrepreneurship and employment generation, there are challenges that need attention:

1. Awareness: Lack of awareness about PMEGP and its benefits remains a challenge. Efforts are needed to reach out to potential entrepreneurs, especially in remote areas.
2. Access to Credit: Despite the provision of financial assistance, access to credit for certain entrepreneurs, particularly those without collateral, may still be a challenge.
3. Market Linkages: Facilitating market linkages for the products and services generated by PMEGP beneficiaries is crucial to ensure sustained success.
4. Skill Development: Continuous efforts are needed to enhance the skill levels of entrepreneurs to adapt to changing market dynamics and technology.
5. Monitoring and Evaluation: Strengthening the monitoring and evaluation mechanisms is essential to track the progress of enterprises and address any issues promptly.

Despite these challenges, PMEGP presents significant opportunities for individuals to turn their entrepreneurial dreams into reality. The program’s emphasis on financial support, skill development, and project viability makes it a valuable resource for those looking to venture into self-employment.

      Prime Minister’s Employment Generation Programme (PMEGP) scheme announced by Hon’ble Prime Minister of India on 15th August, 2008 in his address from Red Fort.

     This is credit linked Scheme of Govt. of India by merging erstwhile REGP and PMRY scheme. KVIC is the Nodal Agency at National Level.

OBJECTIVES

• To generate continuous and sustainable employment opportunities in Rural and Urban areas of the country
• To provide continuous and sustainable employment to a large segment of traditional and prospective artisans, rural and urban unemployed youth in the country through setting up of micro enterprises.
• To facilitate participation of financial institutions for higher credit flow to micro sector.

ELIGIBILITY

• Individuals above 18 years of age.
• VIII Std. pass required for project above Rs.10.00 lakhs in manufacturing and above Rs. 5.00 lakhs for Service Sector.
• Self Help Groups and Charitable Trusts.
• Institutions Registered under Societies Registration Act- 1860.
• Production based Co-operative Societies.

SALIENT FEATURES

• The Scheme is implemented through KVIC and State/UT Khadi & V.I. Boards in Rural areas and through District Industries Centres in Urban and Rural areas in ratio of 30:30:40 between KVIC / KVIB / DIC respectively.
• No income ceiling for setting up of projects.
• Assistance under the Scheme is available only to new units to be established.
• Existing units or units already availed any Govt. Subsidy either under State/Central Govt. Schemes are not eligible.
• Any industry including Coir Based projects excluding those mentioned in the negative list.
• Per capita investment should not exceed Rs. 1.00 lakhs in plain areas and Rs. 1.50 lakhs in Hilly areas.
• Maximum project cost of Rs. 25.00 lakhs in manufacturing sector and Rs. 10.00 lakhs in Service Sector.

AREA OF OPERATION

Rural Area as declared under KVIC Act 2006 – Scheme to be implemented by KVIC, KVIB and DIC.

(“Rural Area” means the area comprised in any Village and includes the area comprised in any town, the population of which does not exceed twenty thousand or such other figure as the Central Government may specify from time to time as declared under KVIC Act 2006)

Urban area – Only DIC

NEGATIVE LIST OF ACTIVITIES

• Industry / Business connected with productions / processing / sale of meat or intoxicant items like Beedi / Pan / Cigar / Cigarette etc.
• Industry / Business connected with cultivation, sericulture, horticulture, floriculture.
• Manufacture of Polythene carry bags of less than 20 microns / containers of recycled plastic.
• Processing of Pashmina Wool and products involving hand spinning and hand weaving coming under purview of Khadi Certification Rule.
• Rural Transport (except Auto rickshaw, House boat, tourist boat in A & N Islands and except house boat, Shikara & Tourist Boats in Jammu & Kashmir and Cycle Rickshaw.)
• CNG Auto Rickshaw will be allowed only in A & N Islands and NER with the approval of Chief Secretary of the State on merit

QUANTUM OF MARGIN MONEY SUBSIDY

E-TRACKING UNDER PMEGP

• To bring in transparency in implementation of PMEGP scheme as well as to create data base of PMEGP beneficiaries, e-tracking of PMEGP applications introduced.
• Focus on First In First Served (FIFS) in the processing of applications at all stages.
• The system ensures complete transparency in the decision processes, leads to better governance and prevents corruption in implementation.

Success Stories:

PMEGP has witnessed numerous success stories where individuals, with the support of the program, have established thriving businesses. These success stories span various sectors, including manufacturing, services, and traditional industries. Some entrepreneurs have not only created sustainable employment for themselves but have also contributed to the economic development of their communities.

Conclusion:

The Prime Minister’s Employment Generation Programme (PMEGP) stands as a testament to the Indian government’s commitment to fostering entrepreneurship and creating sustainable employment opportunities. By providing financial assistance, training, and support to aspiring entrepreneurs, PMEGP has played a pivotal role in empowering individuals to start and manage their businesses.

The program’s impact extends beyond the individual entrepreneurs to the broader community, contributing to economic growth, poverty alleviation, and inclusive development. As PMEGP continues to evolve, addressing challenges and leveraging opportunities, it has the potential to catalyze a wave of entrepreneurship, innovation, and job creation across the diverse landscape of India.