Star Health and Allied Insurance is a well-known health insurance company in India. One of its main benefits is its large network of hospitals. If you have a policy with them, you can get treatment at these hospitals without paying cash upfront.
What Is the Network Hospital List?
The Network Hospital List is an official directory of hospitals, clinics, and medical centers that have partnered with Star Health.
When you go to one of these hospitals, they offer “Cashless Treatment.” This means you do not have to pay the medical bill yourself; the insurance company settles the bill directly with the hospital.
Why Is This List Important?
- Cashless Treatment: You don’t need to arrange a large amount of money for hospital bills (except for small non-medical expenses).
- Wide Variety: The list includes hospitals for many needs, including general surgery, eye care, bone treatment, and maternity.
- Faster Processing: Since these hospitals are already partners, the paperwork is approved much faster.
- Emergency Help: In an emergency, you can quickly check the list to find the nearest approved hospital.
Types of Hospitals on the List
The list covers different types of medical centers:
- Multispeciality Hospitals: Large hospitals that treat many different illnesses, perform surgeries, and have ICUs.
- Eye Care Centers: Hospitals specifically for cataract surgery, laser treatments, and eye checkups.
- Maternity Hospitals: Hospitals for pregnancy, delivery, and women’s health.
- Children’s Hospitals: Centers specialized in treating babies and young children.
- Orthopaedic Centers: Hospitals that treat bone fractures, accidents, and joint replacements.
How to Use the List
Follow these steps to find the right hospital:
- Find Your Location: Search the list by your city, area, or PIN code.
- Check the Specialty: Make sure the hospital treats your specific condition (for example, don’t go to an eye hospital for a bone fracture).
- Call Ahead: Call the hospital to confirm that their cashless facility for Star Health is currently working.
- Bring Documents: When you go to the hospital, take your Star Health policy card, a valid photo ID, and your doctor’s advice note.
How the Cashless Process Works
- Admission: Go to the hospital help desk and tell them you have Star Health Insurance.
- Request: The hospital sends a request to Star Health for approval.
- Approval: Star Health checks your policy and approves the request.
- Treatment: You receive treatment without paying the main bill.
- Settlement: When you are discharged, Star Health pays the hospital directly.
Important Things to Check Before Admission
- Is the hospital still active on the Star Health network?
- Does your policy cover the specific illness you have?
- Are there limits on how much room rent your policy covers?
- Are there any waiting periods in your policy that haven’t finished yet?
Knowing how to use this list ensures you get the best care without financial stress during a medical emergency.